- Published on
Alipay to Launch AI Wallet Agent, Moving Toward Trusted Payments
- Authors
- Name
- DeepHorus
At the 2026 Bund Conference, Alipay announced that AI payment will further advance from "payable" to "trusted payment", and plans to launch an AI wallet agent to help individuals manage every AI payment. This move marks a new step for Alipay in the integration of artificial intelligence and payments.
With the explosive growth of AI applications, payment scenarios are gradually expanding from human operations to autonomous interactions between agents. The AI wallet agent released by Alipay this time is precisely to respond to this trend, providing users with smarter and safer payment management tools. According to officials, the agent will cover commercial scenarios in the digital world such as AI application creation, skill monetization, and machine interconnection.
On the "AI receiving" side, Alipay launched three major capabilities: Vibe Pay, Skill Pay, and Machine Pay. Vibe Pay supports payment experiences based on emotion or context; Skill Pay helps developers directly monetize AI skills; Machine Pay addresses payment needs between machines. Alipay emphasized that even individual developers who do not understand code can use this system to enable their products to receive payments.
On the "AI paying" side, Alipay introduced three new e-commerce scenarios based on upgraded capabilities: AI Periodic Purchase, AI Grab for You, and AI Book for You. These functions target high-frequency needs such as automatic ordering of periodic consumer goods, flash sales, and scheduled bookings, aiming to enhance users' shopping experience driven by AI.
To ensure the security of AI payments, Alipay's "AI Pay" applies the APASS commercial trust infrastructure independently developed by Ant Group. This system is based on the KYA (Know Your Agent) concept, establishing a full-process trust mechanism around the identity, intent, authorization, and behavior of agents, moving AI payment from "able to pay" to "trusted to pay". This trust framework is considered a key support for the large-scale implementation of AI payments.
In terms of global expansion, Alipay and Ant International jointly provide a one-stop commercial operation system for AI practitioners. Developers can access payment services covering more than 200 countries and regions with a single integration, and based on protocols such as ACT and AMP and identity interoperability, help Chinese companies achieve one-time integration and global sales, further serving 2 billion users and 150 million merchants worldwide.
Industry analysts believe that the AI wallet agent and supporting capabilities released by Alipay this time not only expand the boundaries of the payment industry, but also provide infrastructure for the construction of the AI business ecosystem. With the popularization of AI agents and embodied intelligence, trusted payment will become a key link in the development of the digital economy, and may give rise to more innovative application scenarios in the future.
